Leasing a used machine imported to order — is it possible?
You’ve got a specific imported machine in your sights and you’re asking whether you can lease it instead of paying the whole sum out of pocket. The short answer: yes, leasing a used construction machine is possible, including kit imported to order. The longer answer — and a few conditions you need to know — is below.
Will a lessor finance a used machine
Yes, used construction machines are a standard object of leasing. Leasing companies finance second-hand excavators, loaders and dumpers, provided the machine has a clear market value and a full set of documents. This isn’t exotic, it’s the industry’s daily practice.
The difference from new kit is that on a used machine the lessor looks more closely at the valuation and condition. The machine is their security, so they need to know what it’s really worth.
Age and condition of the machine matter
The older the machine, the more cautious the lessor. Many companies set an age limit on the object at the end of the contract, so a 12-year-old telehandler on a three-year lease may no longer pass, while a 6-year-old one will pass without trouble.
Documented condition counts too. A machine with a clear history, a known engine-hour reading and an independent valuation is easier to finance than a unit “from a story.” That’s one of the reasons it pays to buy checked kit.
How to fit the import into the lease
Here’s where the specifics of a machine imported to order come in. The lessor finances an object with an invoice, so the key is that the machine is properly cleared, duty-paid and holds a full set of import documents. Only a finished, admitted machine can go into the contract.
In practice it comes together two ways: either the importer sells the finished machine to the leasing company, which then leases it to you, or the financing closes after clearance. In both cases the import paperwork has to be flawless.
Down payment, currency and costs
On a used machine the down payment is often higher than on a new one — the lessor spreads the risk. Watch the currency too: if the machine is bought in dollars or euros and the lease is in złoty, the exchange rate affects the final instalment.
Count the whole thing, not just the instalment. The down payment, the sum of instalments, the buyout at the end and any insurance make up the real cost of the financing. Sometimes the difference between leasing and a cash purchase is smaller than it seems.
What to prepare so it goes smoothly
To keep the lease from stalling, prepare: the purchase invoice, the import and customs documents, the machine’s serial number and, if the lessor requires it, an independent valuation. The cleaner the documentation, the faster the decision.
We deliver the machine with a full set of papers ready for financing — cleared, duty-paid and valued, so the leasing company gets an object that’s easy to accept.
And as always Prosta Wola quotes a single turnkey price — machine, transport and duty in one figure that the lessor sees plainly on the invoice, with no hidden surcharges. Want to line up leasing a used imported machine together with the import itself? We source machinery to order from Rzeszów, Poland — get in touch or call +48 724 238 175. You’ll find the choice of machines in the catalogue.
